FinTech Web & Mobile App Development
We create industry solutions of any complexity for banks and financial companies
FinTech Applications & Platforms
To create a sought-after fintech solution, knowing and understanding financial industry specifics is just as important as understanding development technologies. Since 2008, we've been helping banks and fintech organizations become industry leaders:
Features We Can Include in Your Future
FinTech App
Essential Functionalities
- Access to financial operations: ability to make payments, deposit, and withdraw funds.
- Option to distribute funds between multiple cards, accounts, and virtual wallets.
- Control of all cards and accounts in one place.
- Linking a credit or debit card to an account.
AI Personalization
- Money transfers to frequently used numbers.
- Client behavior analysis for creating individual financial offers that will captivate them.
Financial Process Automation
- Utility bills and fine payments.
- Loan repayment, debt settlement.
- Payment calendar setup.
QR Code Payments
- Seller details and product information.
- Automatic redirection to the user's banking app.
- Contactless payment.
Push Notifications
- Instant notification of fund withdrawal or deposit.
- Messages from technical support.
- Loyalty programs.
Analytics Tools
- Ability to buy stocks, open deposits, and plan retirement.
- Investment recommendations.
- Investment and savings management.
Expense Tracking
- Expense control with category breakdown.
- Budget planning, flexible schedule, and auto-payment.
- Financial habit tracking.
- Recommendations for expense adjustment to achieve financial goals.
Blockchain
- Reliable data storage and tracking.
- Information management.
- Additional measures for personal data protection.
We'll Help You Transition from Out-of-the-Box Software
We know industry specifics and understand why the banking sector today tries to avoid out-of-the-box digital banking solutions. Such solutions don't consider specific business needs, adapt slowly to changes, and are difficult to scale.
We'll develop an alternative that will help accelerate your fintech company's development 3 times faster.
Tailor-Made Software:
- Helps build your own banking system.
- Rapid new functionality implementation.
- UI/UX that considers your clients' actual preferences.
- Step toward complete online transition: more capabilities in the solution mean fewer physical offices needed.
- Enables you to keep pace with market leaders who have long been using their own solutions.
- Removes expensive license fees from annual expenses.
- Eliminates dependency on third-party developers: code belongs only to you.
Our Approach to Enterprise Software Development
Learn MoreTurnkey Neobanking Solutions
For traditional banks, a mobile app is just a bonus in the competitive struggle. A neobank has no physical branches or offices. For this, the app is the only available tool for attracting and retaining users. Business success here directly depends on app quality, and we always consider such specifics during the development process.
What Features Your Neobank MVP Can Include:
Registration
Registration with extended fields for identity verification.
Speed
Fast transactions, accelerated online loan approval, and payments by phone number.
Authentication
Fast and secure login for registered users.
Support
Round-the-clock technical support function.
UI/UX
Special attention to user experience: gamification, push notifications.
Development timeline:
6–8 months.
What Extended Functionality Can Include:
ML and AI Integration
Using machine learning and AI-based technologies for personalization: personal recommendations, analytics, and precise and concise chatbot responses.
Security
Dynamic CVV code as enhanced protection.
Other Features
Anything you need to launch an innovative product to market.
Contactless Payments
QR acquiring, bio-acquiring.
Loyalty Programs
Referral system and cashback designed to expand client base and stimulate loyalty.
Development timeline:
12–14 months.
Information Security
FinTech imposes enhanced requirements for digital product protection, so we adhere to a secure programming methodology.
- We comply with generally accepted standards and laws regulating the international fintech industry: AML, KYC, PCI DSS, and GDPR.
- We implement AI- and ML-based solutions for prompt fraud detection.
- We organize a simple and secure system login process using security protocols.
- On the user side, we implement personal account protection mechanisms; on the server side, it is fraud monitoring systems.
Our Approach to Creating Financial Applications
Since 2008, we have been creating solutions that meet the strictest business requirements. We know all the nuances and clearly understand who will use your fintech application and why. We build our work based on this experience, helping retailers, banks, healthcare providers, and manufacturers successfully compete in their niche.
Regulatory Compliance
In-house business analyst who knows exactly which laws and standards apply specifically in your niche.
UI/UX Importance
We use functions familiar to users and combine them with new ones to make complex financial manipulations simple even for those who don't understand them.
High Loads
Capable of handling intensive user traffic. Works stably even during complex financial operations.
Cross-Platform
We use React Native or Flutter to create applications simultaneously for Android and iOS, saving 40% on budget.
FAQ
How much does FinTech app development cost?
The final price depends on functionality, number of integrations, implementation complexity, and technology stack.
Can you enhance an out-of-the-box software?
It depends on the ready solution you're using and the availability of its open-source code. But usually no, we don't: sometimes enhancing a boxed solution can cost more and take longer than development from scratch.
You can submit an evaluation request. We'll review requirements and advise what makes more sense in your situation: enhancement or creating from scratch.
What happens next:
Having received and processed your request, we will reach you shortly to detail your project needs.
After examining requirements, our analysts and developers devise a project proposal with the scope of works, team size, time and cost estimates.
We arrange a meeting with you to discuss the offer and come to an agreement.
We sign a contract and start working on your project as quickly as possible.